ALL IN ONE SOLUTION


Does the thought of a 30 year mortgage pain you?
Looking to pay off your mortgage faster?
Are you saving cash for a rainy day (while carrying balances on your credit cards)?
Wouldn't it be nice to have constant access to your home's equity (at current market value) for emergencies or strategic investments/purchases?
Do you have positive cash flow monthly?
If the answers are all YES-we've got the BEST mortgage product on the market!
What is 'All-In-One Mortgage'
An all-in-one mortgage is a loan that allows depositors to reduce the amount of interest paid on their mortgage while granting access to any equity that has built up in the property.
BREAKING DOWN 'All-In-One Mortgage'
The all-in-one mortgage works much like an offset mortgage or home equity line of credit (HELOC). Any deposits made into the savings portion are applied towards paying down the mortgage while still remaining accessible for withdrawal. This type of mortgage lessens the amount of interest that is paid over the life of the loan. It also cuts down on any fees that could be incurred during future refinances which can add up to tens of thousands of dollars over the typical 30-year life span of a mortgage.

A homeowner can access their equity in a few ways, but most commonly it is done by writing checks directly from the account or by transferring money between the all-in-one mortgage account and a traditional checking or savings account. The methods available for withdraw vary between institutions, but the fact remains that all lenders allow limitless draws as long as the accounts are paid as agreed and there are funds available.

The down side of an all-in-one mortgage is having endless access to draw on the equity of the home. In theory, a homeowner could continuously draw on equity as it builds and never fully pay off their mortgage.   Have questions? Contact us today!


The ALL IN ONE! Here is how it works:

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